Understanding
Our Terms Together

Terms of Use

Effective date: September 5, 2025

These Terms of Use (“Terms”) constitute a binding agreement between you (“User”) and GCG (“Company” or “we”, “our”, or “us”) governing your access to and use of our website and services. By accessing or using the website, you agree to be bound by these Terms. If you are using the website on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms.

1. Eligibility and Use

You must be at least 18 years of age (or the age of majority in your jurisdiction) to use this website. You agree to use the website only for lawful purposes and in accordance with these Terms. You may not use the website to engage in any illegal or fraudulent activities, to violate the rights of others, or to transmit malware or harmful code. If you are under the age of majority, you may only use the website with the involvement of a parent or legal guardian, where legally permitted.

2. Intellectual Property

All content on the website, including text, graphics, logos, images, videos, software, and trademarks, is owned by or licensed to GCG and is protected by intellectual property laws. You may access and use the website and its content for your personal, non‑commercial use, but you may not reproduce, distribute, modify, or create derivative works without our written permission. All rights not expressly granted are reserved. Unauthorized use of content may give rise to civil and/or criminal liability.

3. User Content

If you submit, upload, or post any content to the website (“User Content”), you grant us a worldwide, non‑exclusive, royalty‑free, transferable license to use, reproduce, distribute, display, and adapt the User Content in connection with operating, promoting, and improving the website. You represent and warrant that you own or have the rights to the User Content and that your submission does not violate any laws or the rights of any third party. You remain solely responsible for your User Content, and we reserve the right (but are not obligated) to monitor, remove, or disable access to any User Content at our discretion.

4. Third‑Party Links

The website may contain links to third‑party websites or services. We provide these links for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third‑party websites or services. You access third‑party websites at your own risk. We encourage you to review the terms and privacy policies of any thirdparty sites you visit.

5. Disclaimer of Warranties

The website and all content are provided on an “as is” and “as available” basis without warranties of any kind. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non‑infringement. We do not warrant that the website will be uninterrupted, error‑free, secure, or free from viruses or other harmful components.

6. Limitation of Liability

To the maximum extent permitted by law, GCG and its affiliates will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of or in connection with your access to or use of the website. Nothing in these Terms excludes or limits liability that cannot be excluded under applicable law (including liability for death or personal injury caused by negligence or for fraudulent misrepresentation). If you are a consumer in the European Union, these limitations do not affect your statutory rights.

7. Indemnification

You agree to indemnify, defend, and hold harmless GCG, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the website.

8. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of California (United States) and the laws of the country in which you reside if you are an EU consumer. Any disputes arising out of these Terms or the website shall be subject to the exclusive jurisdiction of the courts located in San Francisco County, California, USA, unless mandatory law requires that proceedings take place in your country of residence. Consumers in the EU may bring claims before the courts of the country where they live. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

9. Changes to the Terms

We may revise these Terms at any time in our sole discretion. When we do, we will update the effective date and post the new Terms on the website. Continued use of the website following the posting of any revised Terms constitutes acceptance of the changes. We encourage you to review the Terms periodically to ensure that you are aware of the current terms.

10. Miscellaneous

These Terms constitute the entire agreement between you and GCG regarding your use of the website and supersede any prior agreements. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

11. Contact Information

If you have any questions about these Terms or need to contact us for any reason, please email us at marketing@wordpress-1494034-5870847.cloudwaysapps.com or write to our Corporate Offices at GCG, 8201 Peters Road, Suite 1000, Plantation, FL 33324.